Appraisal services for Hohenwald and Lewis County homeowners

Here are the top seven reasons why TN homeowners hire Floyd Appraisal Works Inc:

  1. Find the right listing price (whether they're selling the home themselves or using a real estate agent)
  2. Challenge property tax assessments
  3. Remove PMI to cut your mortgage payments
  4. To reinstate your Home Equity Line of Credit (or HELOC)
  5. Review a different appraiser's report for verification
  6. In the case of a TN divorce, when real estate property needs to be divided
  7. Determine the true market value of property in question to settle an estate

Own a house in or near Hohenwald, TN and need help deciding the price of it?
Contact Floyd Appraisal Works Inc.

We at Floyd Appraisal Works Inc understand the unique needs of a consumer seeking appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your home, it's often very hard to be objective about it. The professional appraisers at Floyd Appraisal Works Inc will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your property will attract interested buyers, a professional appraisal is very important as a negotiating tool once you have a potential buyer. The appraisal is something concrete to show the buyer. It's an independent third party's opinion of your house's value, and not just you saying how much your house is worth. Potential buyers know you have an emotional attachment to your house and will be far more likely to give credibility to a qualified appraiser's value opinion than yours.

Need to remove PMI?

A fashionable way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is down below 80% of the value of your home, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Floyd Appraisal Works Inc, we're experts in helping consumers just like you rid yourselves of unwanted PMI insurance.

Challenge Lewis county's assessment of your property

Your local tax assessor may have your house overvalued if you live in a local area that is declining or not appreciating as much as other homes nearby. That only means you're most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better. When contesting your property tax assessment, getting an appraisal from Floyd Appraisal Works Inc is your number one weapon.

Was your HELOC recently frozen?

Your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value. Not only can this be inopportune from a cash flow viewpoint, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. Floyd Appraisal Works Inc can provide you with efficient appraisal that will help you reinstate your home equity line of credit.

Field and Desktop Appraisal Review Services

Do you need a veteran appraiser to double-check your appraisal for precision, or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Floyd Appraisal Works Inc can We can assist you. Even though this is usually requested by banks, you may want to exploit this service if you suspect mortgage fraud related to your house.